Finnovic Flow · Swap-free plans

Build a swap-free plan, then let it run

Islamic accounts should not cost your team a nightly spreadsheet. Set up a plan once — how far the reversal goes, how the client sees it, who it applies to — and Finnovic Flow runs it every night and explains every line.

Request a demo →All of Finnovic Flow

Nightly

Runs on its own

$0.00

Swap the client keeps

Ways to show a refund

Plain-English reasons

What it does

The capability, in plain terms

Plans, not one global setting

Different client tiers can have different swap-free terms, so a premium plan and a standard plan can coexist.

Decide how far it goes

Cancel only the swap charges and let the client keep any positive carry, or bring the account to true net zero. Your call, per plan.

Choose what the client sees

Show the refund as its own visible credit on the statement, or as one clean net figure — whichever matches your house style.

Book it where finance needs it

Record refunds so they land in the right ledger line for your finance and reconciliation teams.

Refund more or less than accrued

Give back a proportion or a multiple of the swap as a promotion or goodwill term — a setting, not a code change.

Grace before charging starts

Give positions a set number of free swap days, so short-term trades are not penalised by the plan.

House accounts never touched

Your own test, house and partner logins are excluded by name and stay out of every run.

Gaming surfaced for review

Clients working the system are flagged with the evidence for your team to judge — the engine never acts on an account by itself.

What you get

Why it matters to your desk

Offer Islamic accounts without the nightly workload — the plan runs itself once configured
Answer your scholars and your auditor — every refund carries a plain-English reason
Statements that make sense to the client — you choose whether they see a credit or a clean net figure
Reconciled to the cent — an independent check confirms what was charged against what was refunded
Nothing posts to a live account unreviewed — you preview the night's run and a person signs it off

Also in Finnovic Flow

The rest of the product

Swap values

Update MT5 swap rates in bulk, load a rate review from a spreadsheet, and see what every symbol costs a client per lot per day in dollars.

FAQ

Questions we get asked

Is it genuinely Sharia-compliant?

You choose. A plan can cancel swap charges while the client keeps any positive carry, or bring accrued swap to true net zero. Every action carries a reason you can put in front of your scholars and your compliance team.

What does the client see on their statement?

Whichever you prefer — the refund as its own visible credit, or one clean net figure with no debit-and-credit pair. It is a per-plan setting.

Can we try it before it touches real accounts?

Yes. You can preview exactly what a night's run would do before it posts, and a person signs off before anything reaches a live client account.

See tonight's run before it posts

We'll preview the engine against a copy of your own setup and show exactly what it would do — with no changes to your live server.

Request a demo →